Fees and you can costs

Brand new conditions and terms on home mortgages require you to located typical income, personal coverage otherwise pension repayments and rehearse DNB since your relaxed financial.

Computation out of effective interest levels

BLU Start:Amount borrowed NOK 2 100 100 around 85 % from market value. Nominal interest rate step three.39 % p.a great. Annuity mortgage that have productive rate of interest step three,52 % p.good. including side-stop fee NOK 3 190 and you can instalment percentage NOK 65. Prices NOK 990 890, overall NOK dos 990 890 over twenty five years.

Amount borrowed NOK dos one hundred thousand 100000, moderate rate of interest cuatro.69 % p.an excellent. to own step three 12 months fixed rates. Annuity loan which have energetic interest cuatro.87 % p.good. and additionally front-avoid fee NOK step three 190 and you may instalment payment NOK 65. Pricing NOK step one 422 590, totalt NOK 3 422 590 over 25 years.

Car finance having young adults having advance payment thirty five % or higher:Amount borrowed NOK 150 000 up to 65 % away from purchase price. Annuity loan having nominal interest 4.74 % p.an effective., energetic rate of interest 6.54 % p.an effective. together with front side-prevent percentage NOK 2 five hundred and you may instalment commission NOK 65. Cost NOK 25 484, overall NOK 175 484 over 5 years.

Loan amount NOK fifty one hundred thousand. Affordable rate of interest % p.a great. Annuity financing having effective interest % p.good. as well as top-end commission NOK five hundred and instalment fee NOK fifty. Total cost NOK 68 777 more five years.

Fixed-price home mortgage Tale:Loan amount NOK 2 100000 000, moderate interest 4.69 % p.a good. to possess step 3 seasons fixed speed. Annuity loan having energetic interest 4.87 % p.a beneficial. in addition to side-stop payment NOK step three 190 and instalment percentage NOK 65. Prices NOK step one 422 590, totalt NOK step 3 422 590 more than twenty five years.

Car loan Saga and Tale Rare metal having 35 % deposit:Loan amount 150 one hundred thousand NOK up to 65 % from purchase price. Annuity loan with affordable rate of interest cuatro,74 % p.an effective., active interest six.44 % p.a. along with top-end percentage NOK 2 300 and you can instalment payment NOK 65. Rates NOK 25 259, overall NOK 175 259 over five years.

Saga Liquidity put aside:Loan amount NOK 70 100. Affordable rate of interest %, energetic interest % plus front-stop payment NOK five hundred. Cost NOK cuatro 574, overall NOK 74 574 more one year.

Home loan around 75 % off ount NOK dos 100 000, as much as 75 % away from market price. Nominal interest rate 4,30 % p.an excellent. Annuity financing with effective rate of interest 4,forty five % p.good. in addition to front side-end commission NOK step 3 190 and you will instalment commission NOK 65. Cost NOK 1 286 390, full NOK step 3 286 390 more than 25 years.

Home guarantee personal line of credit:Loan amount NOK https://elitecashadvance.com/personal-loans-wi/milwaukee/ dos 000 one hundred thousand, around 75 % away from market value. Moderate interest cuatro,31 % p.a good. Annuity mortgage with active interest 4,forty five % p.an excellent. in addition to side-prevent commission NOK step 3 190 and you can instalment payment NOK 65. Costs NOK step one 286 390, overall NOK step three 286 390 more than twenty five years..

Fixed-rate home mortgage:Amount borrowed NOK dos one hundred thousand 100 up to 75 % out of market price. Affordable interest rate cuatro.74 % p.good. to have step 3 year repaired rates period. Annuity mortgage that have energetic interest rate cuatro.ninety-five % p.a. and additionally top-stop payment NOK step 3 190 and you will instalment percentage NOK 65. Pricing NOK step 1 439 690, full NOK step 3 439 690 more twenty five years.

Environmentally friendly home mortgage:Loan amount NOK 2 100 000 up to 85 % of market value. Affordable rate of interest step 3.39 % p.an effective. Annuity mortgage which have productive interest step three.52 % p.a great. along with top-avoid percentage NOK step 3 190 and instalment payment NOK 65. Prices NOK 990 890, totalt NOK 2 990 890 more 25 years.